Uber and Lyft are transforming transportation, making it easier and more convenient for their customers to get around. Unfortunately, motorists driving for these rideshare services are not immune from getting into an accident. Knowing who to seek compensation from can be complicated.
If you or a loved one got hurt in a rideshare accident on Long Island, a lawyer with the Law Office of Cohen & Jaffe, LLP could help you determine which legal route is most suitable for your case.
Ways Our Firm Could Help Uber and Lyft Accident Victims
Even common, two-car accidents can be complicated. From dealing with insurance companies to proving that another party is liable, there is much to be done after an accident. When a collision involves a ridesharing company, the challenges may be even greater than in other accident types.
Rideshare accidents may:
- Involve multiple liable parties
- Involve complex insurance policies
- Require you to prove that a rideshare driver was on-the-job at the time of the accident
We advise hiring our firm after any motor vehicle accident—and especially after a rideshare accident. Our team will manage the details and hurdles that come with your case. We handle our cases in a certain way, always making the client the priority. Our lawyers will show our appreciation for you by:
- Answering all of your questions as quickly and honestly as possible
- Protecting your rights throughout the insurance and legal processes
- Addressing any concerns that arise before or during your case
- Helping you schedule and get to case-related appointments
- Representing you with compassion and urgency
Our team has the resources to handle your case. We’ll hire experts, rely on investigators, and work with your doctors as we seek a positive outcome for you.
We Have Developed a Record of Favorable Results
Before you hire a law firm, you should ask to see their case results. Our firm is proud of the recoveries we’ve secured for clients, which include:
- A $4 million recovery: A client suffered paralyzing injuries, and we secured compensation to cover their cost of care and other damages.
- A $3.5 million recovery: We represented a college student who suffered long-term symptoms after a rear-end collision. We turned down a $600,000 settlement offer and ultimately secured a multi-million-dollar judgment.
- A $1.5 million recovery: Our client suffered back injuries in a rear-end collision, and we secured a substantial recovery for them.
Our team will pursue a fair financial award for you.
Our Clients Appreciate Our Brand of Representation
Client testimonials are just as important as case results. When you choose to hire a firm, you should know that they’ll go the extra mile for you. Our testimonials leave no doubt about our client-first approach:
“I was very fortunate to have Richard Jaffe of Law Office of Cohen & Jaffe, LLP, represent me in my case. Throughout the entire process, Rich was professional, always explaining every detail of my case. He was available whether it was through a phone call, text or email. Not only was Rich an extreme professional but he also kept it personal, not making me feel like a case number. I would highly recommend Richard Jaffe, his firm and all of his staff to anyone seeking diligent and professional results.” – Eric, former client
“I knew I had made the right decision when I decided on Law Office of Cohen & Jaffe, LLP. From the beginning to the end the entire staff made me feel as if I was family. Richard Jaffe took time to speak with me at all hours of the day with any concern I had. I felt so comfortable and confident that Richard Jaffe had my best interests in mind. He went above and beyond with answering any questions. I would recommend Richard Jaffe as well as the entire team!!”– Rosa, former client
These testimonials accurately portray how our firm will serve you.
How Insurance Works for Uber and Lyft
Uber, Lyft, and other ridesharing services have complex insurance policies. Coverage will depend on what the driver was doing and whether he or she was using the ridesharing application at the time of the accident:
If the Driver Has the Uber/Lyft Application Off
The rideshare driver was driving as a private individual at the time of your accident, then his or her own insurance should cover the accident. The rideshare service does not provide insurance coverage in this situation.
If the Driver Has the Uber/Lyft Application on and Is Waiting To Pick People Up
Uber and Lyft provide some coverage during this period. In New York, these services offer $75,000 of bodily injury coverage per person, $150,000 total bodily injury coverage per accident, and $25,000 of property damage coverage.
These services also provide uninsured motorist coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $50,000 for the death of a person. They also provide a total of $100,000 in death benefits per accident.
If the Driver Is in Route or Driving a Passenger to Their Destination
Both companies offer a $1.25 million policy for bodily injury and property damage in these scenarios. They also have $50,000 personal injury protection per injured person, uninsured and underinsured coverage of $1.25 million, and contingent collision and comprehensive coverage up to the vehicle’s cash value or cost of repair.
What Uber and Lyft Passengers Need To Know After an Accident
If you’re an Uber or Lyft passenger who was injured in a car crash, there are applicable insurance policies in place in most situations. With $1.25 million in liability coverage, it seems like there wouldn’t be any issues. However, problems often arise for passenger victims of rideshare accidents.
Some points of contention in your case may include:
The Driver’s Status
One challenge is in determining what the driver’s status was at the time of the accident. You’ll need to know whether the Uber or Lyft driver was correctly logged into his or her account, and whether they had you listed as a rider.
These facts may help determine the amount of coverage you receive. If there’s any question about whether you are covered, be prepared for pushback from the rideshare companies or their insurers.
Another potential problem is that damages can exceed insurance coverage limits. This may occur when there are multiple passengers or parties to an accident. It may not take long for $1.25 million in coverage to be spent across multiple victims.
In such cases, you may have to pursue remedies beyond the at-fault driver’s insurance policies.
Whatever your circumstances, the Law Office of Cohen & Jaffe, LLP can take over your case and help you decide the best course of legal action for your case.
How a Rideshare Accident Lawyer With Our Firm Can Handle Your Case
Any time you’re hit, contact the police and have them prepare a report about the auto accident. If anyone’s injuries require immediate attention, contact emergency services. Make sure you get the medical care you need. Take pictures of the scene and gather information about the other driver and witnesses.
Your duties stop there – don’t feel like you must handle the entire claims process on your own. One of our lawyers can come to your aid and deal with your case on your behalf.
You can rely on them to:
Investigate the Accident
We will gather evidence to determine what led up to your accident. This process may include:
- Obtaining the accident report
- Checking traffic camera footage
- Gathering photographic evidence from the scene of the accident
- Talking to eyewitnesses
- Requesting cell phone records
- Reviewing insurance policies
From there, we should be able to figure out the responsible parties—whether they are the Uber or Lyft driver or other individuals or institutions.
Work With the Insurance Company
Once we have gathered all the evidence, we will present your case to the insurance company and request a fair settlement amount. Uber, Lyft, and other rideshare services may not want to compensate you fairly, especially if there’s a question about the status of their driver.
The rideshare service may try to say that the driver wasn’t working for them at the time of the accident, and that the driver’s own insurance should cover the accident. There may be a prolonged debate between the driver and the rideshare company’s insurers.
An auto accident lawyer with our firm can handle all communications and represent you during negotiations. This process could be lengthy and contentions, and we’ll shield you from it.
Submit a Lawsuit if the Insurer Won’t Settle
We have no issue with filing a lawsuit and representing you in court, if necessary. CVP § 214 generally allows three years to take action for personal injury. EPT § 5-4.1 enforces a two-year deadline for wrongful death claims if your loved one lost their life in the accident.
Although it seems like we have a long time, the filing window can pass quickly. We encourage you to reach out to us as soon as you can. If we start working on your case late into the time limit, your case may not be as strong as it could be. If you miss the filing deadline, New York State courts might refuse to hear your case.
Damages You May Collect After a Rideshare Accident
Should you or your loved one suffer injuries due to an Uber or Lyft accident on Long Island, our lawyers will look at how the accident has affected your life.
You might qualify to recover compensation for:
- Past and anticipated medical bills
- Lost income
- Future lost earning potential
- Property damage
- Pain and suffering
- Scarring and disfigurement
- Lost quality of life
In the event your loved one succumbed to accident-related injuries, you can seek fair coverage for your loss. Their medical bills, funeral and burial services, and your losses of inheritance and companionship may all be compensable.
We Receive No Attorney’s Fees Unless We Secure a Financial Recovery
The personal injury lawyers at the Law Office of Cohen & Jaffe, LLP work on a contingency-fee basis, meaning:
- We charge no upfront or out-of-pocket costs.
- We only receive an agreed-upon percentage of your financial recovery
- If we don’t receive any compensation, we don’t achieve a settlement or verdict.
You have nothing to lose with our lawyers on your side.
The Law Office of Cohen & Jaffe, LLP Is Ready to Start Your Case
At the Law Office of Cohen & Jaffe, LLP, our Long Island injury lawyers have represented victims in all types of car accident cases. Whether it’s Uber, Lyft, or another ridesharing service, we know how these companies operate, and we will fight for the compensation you need.
Building a successful car accident claim can be difficult, so it’s essential to get every step right. Our Uber and Lyft rideshare lawyers on Long Island will take the burden off you by handling every aspect of your claim. If you’ve been injured, focus on your recovery and let us handle the rest. Contact us today for a free consultation.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Long Island, call 516-358-6900The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information and may not be applicable in your jurisdiction.