Personal injury accidents typically leave victims to contend with significant physical and financial consequences in their daily lives. To deal with these burdens, victims turn to their insurance companies for compensation for their injuries and other losses. Unfortunately, many insurance companies do not have your best interests in mind and may even attempt to offer you the smallest amount of compensation possible for your damages.
If you have been injured in a New York personal injury accident, you deserve to have an experienced attorney in your corner. At the Law Office of Cohen & Jaffe, our attorneys are dedicated to negotiating with insurance companies on your behalf to protect your rights and the total value of your claim. When you partner with us, you can have peace of mind that we will do everything in our power to build a strong claim and recover the maximum amount of compensation possible for your injuries and other losses.
4 Ways Your Insurance Company May Try to Deny or Devalue Your Claim for Compensation
Insurance companies employ many different strategies to deny and devalue personal injury claims. A few of their most common tactics include the following:
Hurrying to Document Your Claim
Insurance adjusters know that some injuries, like traumatic brain injuries, take time to develop and display symptoms fully. To avoid compensating you for any currently hidden injuries, the insurance adjuster may contact you soon after your accident to begin documenting your claim. Avoid giving your insurance company any details about your injuries until a trusted medical professional thoroughly examines you, and you’ve contacted an attorney.
Postponing Claim Processing
Although the insurance company may contact you soon after your accident to obtain all of the necessary details, your adjuster may delay processing and finalizing it. While there may be a reasonable explanation for some delays, it can be a tactic to wear down accident victims into accepting an unfair settlement offer or stop pursuing compensation entirely.
Asking You to Make a Recorded Statement
When your insurance adjuster contacts you, they may ask you to make a recorded statement detailing the specifics of your accident and the extent of your injuries. Unfortunately, many insurance companies analyze these statements to find any reason to deny or devalue your claim. A small detail you may consider insignificant may be seen as downplaying your injuries or admitting fault. It is in your best interest to only give a recorded statement to the insurance company if your attorney advises you to do so.
Advising You Against Contacting a Lawyer
One of the most blatant tactics insurance companies may use is advising you against retaining the services of a skilled personal injury attorney. Your adjuster may try to convince you that an attorney will be too expensive to hire and that your claim will be easier to settle without the interference from a lawyer. At the Law Office of Cohen & Jaffe, we abide by a No Fee Promise, meaning that we only get paid once we achieve a favorable outcome for your case. When you work with us, we can use our extensive experience and skills to stand up to the insurance company on your behalf to ensure you are compensated fairly for your injuries and other damages.
Discuss Your Case With a Trusted Personal Injury Attorney at The Law Office of Cohen & Jaffe
Since insurance companies employ many strategies to avoid compensating accident victims justly, it is essential to have an aggressive legal advocate on your side. At the Law Office of Cohen & Jaffe, our attorneys are committed to helping accident victims in New York stand up to their insurance companies so they can recover the compensation they deserve. When you retain our services, you can trust us to fight tirelessly for your rights, interests, and the total value of your claim. Schedule a free consultation today by calling 516-358-6900 or completing our contact form. Subscribe to our YouTube channel to learn more about our firm and other legal topics.
