Victims of car accidents often suffer from various damages that make the weeks and months after the incident stressful. If you were injured in the accident, you will likely have significant medical bills piling up as you seek the necessary care to recover. While these medical costs can be overwhelming, knowing who is responsible for paying your medical bills after a car accident is the first step in handling these bills.
The Law Office of Cohen & Jaffe, LLP is a New York personal injury law firm with experience helping clients who have suffered harm in a car accident caused by a negligent party. To hold the at-fault party responsible and ensure you do not have to pay out of pocket for your medical bills, our team of trusted lawyers can help you file a personal injury claim.
Who Will Be Responsible for Paying Your Medical Bills After a Car Crash?
New York is a no-fault state. This means that when you file a personal injury claim, you will file with your own insurance provider as opposed to that of the driver who hit you. For this reason, New York drivers are required to purchase Personal Injury Protection insurance coverage. Also known as PIP, this insurance is designed to cover you in the event of an accident, regardless of who is at fault.
Your insurance can pay up to $50,000 for economic losses related to your car accident. Economic losses that are eligible to be covered by PIP insurance include the following:
- Necessary and reasonable medical expenses
- 80% of lost earnings up to a maximum of $2,000 per month for up to three years from the date the accident occurred
- Other necessary and reasonable expenses related to the injuries you suffered as a result of the crash
When filing your claim, it is important to keep in mind that while PIP insurance covers the driver and passenger in the car, this type of coverage typically does not cover medical bills related to DUI accidents, except for some emergency services. Following your accident, you should always seek prompt medical attention. This will allow your personal injury lawyer to submit your bills to the insurance company within 45 days of treatment to receive prompt payment for medical treatment and bills.
What Are Medical Liens?
If you are concerned about paying your medical bills, some medical providers will wait until the car accident claim settles for payment. Your personal injury lawyer can negotiate a medical lien with one or more of your medical providers.
The medical lien is on the settlement proceeds of your car accident claim. This means that your medical bills must be paid from the settlement proceeds or jury verdict before you receive any money for your other damages. If your case is not successful, you will be responsible for paying your medical bills. To get help with the personal injury process and to ensure you are able to pay for your medical bills following a car accident, contact a New York lawyer as soon as possible.
Get Help With Your Medical Bills From a New York Car Accident Lawyer
Car accidents often leave victims with injuries and various other losses. However, you should never have to pay out of pocket for the injuries you have suffered as a result of another party’s negligence.
The trusted personal injury lawyers at the Law Office of Cohen & Jaffe, LLP can help you get the compensation you deserve to pay for your medical bills and other expenses you may have incurred due to the accident. To get help with your car accident claim, contact our New York law firm today at 516-358-6900 or complete our contact form for a free consultation. You can also subscribe to our Law Office of Cohen & Jaffe, LLP YouTube Channel to stay up to date on any laws that may impact your New York car accident case.
