We secured $1,300,000 for a 50-year-old man who was seriously injured on his morning commute. Traffic had slowed for an accident ahead, but the driver behind him failed to brake and crashed into the rear of his vehicle at high speed. The impact caused a traumatic rotator cuff tear that required surgery, along with cervical and lumbar herniated discs that needed percutaneous discectomy procedures. These injuries limited his ability to work, exercise, and manage daily activities. Partner Stephen M. Cohen pursued every available source of coverage and obtained the full limits of both policies involved—a $300,000 auto policy and a $1,000,000 umbrella policy. This outcome provided our client with the financial support necessary for long-term treatment and stability during a challenging recovery.